I run product for lending and onboarding platforms in regulated banking, and I build the AI to match. This lab leads with working proof — a live, clickable onboarding prototype — backed by a decade building origination platforms at scale. Everything here runs on synthetic data.
A working reconstruction of a progressive-commitment onboarding flow: fetch-and-confirm identity, risk-tiered verification, source-of-funds screening, and a business path with a party-by-account authority grid. Turn on design notes to see the product principle behind each screen.
Built on synthetic data. Fictional institution; no customer information was used.
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I run product for origination and onboarding platforms in regulated banking. Today I'm SVP of Product at CalPrivate Bank, reporting to the CTO — owning a $4–5M technology portfolio and leading a team of four to seven product managers across lending and deposit origination.
Before CalPrivate I spent a decade at First Republic Bank, progressing from associate to senior PM in digital sales. I built the bank's first in-house digital deposit-onboarding platform and scaled it to more than $2B in annual deposits at 80% conversion — and wrote and backtested the composite fraud-scoring model that screened the money coming in, with zero fraud losses across $125M+ in funding.
That's the throughline: the judgment to know where AI and automation earn their place in a regulated institution, and where they only add risk. In the day job I put AI into the work itself — sentiment analysis on user research, and structured workflows that turn an issue into a tested user story in under an hour.
Off the clock, I build the AI I write about — including an algorithmic trading bot with a per-ticker Hidden Markov Model for market-regime detection.
Own origination and onboarding strategy and a $4–5M portfolio; led a PM team through a core-to-nCino integration and 50+ platform optimizations, and renegotiated the platform contract for $1.2M in savings.
Built the bank's first in-house digital deposit platform and owned its go-to-market; ran 12+ A/B tests for a 15% conversion lift, and progressed from digital-banking specialist to senior PM over a decade.